RBC Woo

Investors' Edge is a periodic newsletter for RBC Wealth Management investors. It provides in-depth information about current investment issues.

Municipal Market Insight is a monthly publication produced by RBC Wealth Management Municipal Market Strategies, Municipal Trading, and Fixed Income Strategies Groups. It provides timely information about current developments in the municipal bond market.

Retirement Plan Update provides basic information about retirement planning concepts, products and services for retirement plan participants.

Visit our facebook page and follow us on twitter @rbcwoo.

Investing In The Communities We Serve

At RBC Wealth Management, we believe embracing stewardship extends beyond providing financial expertise and guidance to our clients. See how we improve our communities through charitable contributions and the volunteer efforts of our employees.

- Foundation Grants - RBC Foundation - USA provides funding to non-profit organizations where our employees are actively involved.

- Sponsorships - RBC Wealth Management supports charitable events in our communities through corporate sponsorships.

- Corporate Responsibility - RBC is dedicated to enriching the communities where our employees and clients work and live.  

- RBC Blue Water Project - Through this initiative, RBC promotes responsible stewardship of the world’s fresh water resources.

On Regulatory Reform and Restoring Trust in Our Financial System and Markets  is a message to investors from John Taft, CEO of RBC U.S. Wealth Management.  

Government Health Care Programs Fundamentals  offers guidelines for making well-informed decisions regarding retirement health care planning.  

Social Security Fundamentals  provides an overview of the basic concepts you need to understand to make well-informed decisions about Social Security.  

Global Investment Outlook  is a quarterly report of the RBC Investment Strategy Committee.  

Fact Sheets

Asset Allocation

- The Benefit of a Diversified Portfolio

Corporate Information

- Strength You Can Trust

Fixed Income

- Bond Basics

- Taxable Municipal Bonds

Our disciplined approach integrates your objectives into a personalized plan that can be updated as life changes occur. We combine our sophisticated investment planning tools with our professional resources to help match your objectives with customized solutions.

• Understanding Your Financial Objectives — We begin by asking questions to understand you and your financial objectives.
• Determining Smart, Time-Tested Strategies — Next, we qualify and quantify your financial and personal information to match your objectives with sound strategies.
• Implementing Thoughtful, Creative Solutions — Using these strategies, we develop customized solutions tailored to your objectives, drawing from a wide selection of world-class products and services.
• Providing Timely, Ongoing Service — We periodically review your situation to help ensure your financial objectives are being met.

Wealth Management Professionals

The Wealth Management Professionals serve as a resource to RBC Wealth Management® financial advisors. They develop a stronger understanding of your personal financial objectives, gather valuable information and support complex financial and wealth strategies issues for the clients of RBC Wealth Management.

Christine Gehring, CIMA, CFP®

Vice President – Wealth Management Consultant

Before joining RBC Wealth Management in 2003, Christine spent 12 years in the financial services industry. She received her B.A. from the University of Southern California and holds the Certified Investment Management Analyst (CIMA) designation. As part of her responsibilities, Christine helps RBC Wealth Management Financial Advisors address the wealth management needs of individual clients. She provides her expertise to Financial Advisors who work with endowments, non-profits and foundations. Christine also assists Financial Advisors with the use of wealth management tools, including sophisticated software programs that help provide appropriate solutions for their clients’ needs.

Janelle Nelson

Vice President, Portfolio Analyst

Janelle Nelson has been a Portfolio Analyst with RBC Wealth Management’s Portfolio Advisory Group since 1993. An industry professional since 1984, she has been with the firm since 1991, and was previously affiliated with several Wall Street firms, including Citigroup (Smith Barney) and Morgan Stanley. She has been broadly quoted on the markets in local and national media, and is a popular speaker for individual investor events. Janelle is part of a team that actively manages two equity income strategies for the firm, the Guided Portfolio: Prime Income and Guided Portfolio: Dividend Growth. Within the team, she takes a strategic focus on non-traditional cash-flow securities and energy-related companies. Janelle holds a B.A. from the University of Minnesota in political science and economics.

Liz Jacovino, CFP®, CTFA

Vice President – Wealth Strategies Consultant/Estate and High Net Worth

Liz has spent the past decade working with advisors and clients, showing them how to preserve wealth and value in their estates for future generations. Liz is a graduate of Johnson and Wales College. She holds the CERTIFIED FINANCIAL PLANNER™ certification and the Certified Trust Financial Advisor (CTFA) designation. Liz is also Adjunct Professor at Pace University’s College for Professional Education, where she teaches estate planning. As part of her responsibilities, Liz works with RBC Wealth Management Financial Advisors to develop appropriate wealth management solutions for clients in the areas of estate and business succession planning. Liz places special emphasis on helping clients control estate and gift taxes. She specializes in reviewing clients’ existing estate and business succession plans, and making recommendations for changes, when appropriate.

Brian Cap

Senior Corporate Credit Strategist, PAG – Fixed Income Strategies Group, RBC Wealth Management

Brian joined the Fixed Income Strategies Group as a Senior Credit Strategist in September 2008. As a corporate strategist, he focuses on various domestic and foreign investment grade and high yield bonds and preferred stocks. Individual credits covered include a variety of industries such as the financials, metals, cable/media, telecommunications, energy and homebuilders. His career in the financial services industry spans over 28 years. Brian uses his knowledge and expertise to provide timely analysis, information, and recommendations on the many issues in these sectors for Financial Advisors and trading.

There’s Wealth in Our Approach.

Financial Markets Commentary: Dollar Awakening

The return to higher, conventional interest rates should be the biggest game changer in years for bonds, stocks, and currencies. The greenback seems like it’s already embarking on a multi-year period of outperformance. Read the full financial markets commentary, as well as asset-class views and key forecasts, in the latest edition of Global Insight.

Welcome to our Team Website

The Woo Group is a team of trained and proven investment professionals who are dedicated to providing customized wealth management solutions to our clients.  Our team works with high net worth individuals, families, foundations, small businesses and corporations to help them achieve their financial goals. 

Our wealth management process begins with understanding each client’s unique needs and developing an appropriate risk profile. The profile is used to create a basic asset allocation and to select an appropriate investment strategy. Once a client has embraced a sound asset management strategy, the focus moves to creating a comprehensive wealth management plan including retirement planning, tax analysis, insurance needs and estate planning. 

While prudent asset management is vital and planning plays an important role in wealth management, these activities have to be integrated to align financial resources with life’s goals. The Woo Group has relationships with leading estate planning attorneys, insurance brokers and accountants for coordination and seamless delivery of world-class expertise as part of its wealth management process.

Let's Take the Next Step Together

We welcome you to experience the RBC Wealth Management difference yourself. Contact us today to set up a meeting.

Vincent Woo

Senior Vice President - Branch Director, Private Client Group

(310) 785-4516

vincent.woo@rbc.com

Vincent Woo currently serves as Senior Vice President of the Woo Group at RBC, as well as Branch Director – Private Client Group of RBC Wealth Management’s Century City office.  Additionally he serves as Relationship Manager of the RBC Wealth Management Institutional Middle Market Group.  Mr. Woo has over 30 years of experience working with high net worth individuals, foundations and businesses with asset management, structuring policies, and developing macro portfolio strategies.  Prior to joining RBC Wealth Management in 2011, he served as Managing Director of Corporate Cash Management at Oppenheimer & Co. for seven years, Director of the Corporate Client Group at Citigroup/Salomon Smith Barney for ten years and as Sr. Vice President at Kidder Peabody & Co. for thirteen years.  His tenure in the financial industry has given him the background and instinct required to help clients navigate through virtually every market environment.  Together with his team and home office specialists in different areas, Mr. Woo offers clients services such as portfolio development, retirement planning, education planning, estate planning services, tax minimization, debt restructuring, corporate cash management, banking, credit, insurance and long-term care needs.  Mr. Woo earned a Masters in Business Administration in finance from the University of Southern California, graduating in the top 5% of his class.  He received his bachelor’s degree in economics from Harvard University, graduating Cum Laude in 1979.  Raised in Boston, Massachusetts, Vinny currently lives in Palos Verdes Estates.  He enjoys golf, traveling and spending time with his wife Karen and their two sons.

Dana L. McDonald

Registered Client Associate

949-720-8908
dana.mcdonald@rbc.com

Dana McDonald has served as a Registered Client Associate for the Woo Group since 1998.  Prior to that she served as a Sales Associate at UBS for two years, handling the research and trading of fixed income investments.  Dana’s role within the Woo Group is to provide clients with service solutions and strategies needed to help them create, preserve and transfer their wealth.  Dana believes in a disciplined approach to investing that is founded on the time-tested guidance of a solid wealth management plan, diversification and a long term strategy.  Dana received her Bachelor of Arts degree from the University of California, San Diego.  She currently lives in Orange County, California with her husband and their three daughters.  Her interests outside working and raising a family include running, cooking and yoga.

Roobina Yahya

Senior Registered Client Associate

(310) 785-4528

roobina.yahya@rbc.com

Roobina Yahya brings over thirteen years of financial services experience to the Woo Group. She began her career in 1999 at Morgan Stanley, where she served as an Associate Financial Advisor for five years, servicing accounts in the Wealth Advisory Group and handling compliance.  Roobina joined the Woo group in 2004 as a Senior Registered Client Associate, where she is responsible for managing the day-to-day operations of client accounts.  Roobina received her Bachelor of Arts degree from Darmstadt University in Darmstadt, Germany and immigrated to the United States in 1989 with her family.  She holds her Series 7 and 63 securities registrations.